Author: IPI Team

Dust Off Your 2018 New Year’s Resolutions

There are 33 days left in 2018! That’s plenty of time to take action on some of those 2018 financial New Year’s resolutions that have been collecting dust since January. Read on for a few concrete steps you can take over the next month to fulfill your 2018 resolutions and get on track for 2019.

Read the Full Post

Put Your 401(k) To Work

You know you need to invest for the future, but you procrastinate getting started because it all seems so overwhelming. You become paralyzed with indecision, inertia takes hold and you delay—or never get started—investing. Sound familiar? Fortunately, getting started is not as hard as you think it is, and there is a way for that inertia to work in your favor.

With pensions a rarity these days, a common retirement investment vehicle is the employer-sponsored 401(k) plan. For many of you, the opportunity to sign up for a 401(k) is part of your onboarding with a new job. You complete the necessary forms and each month a predetermined percentage of your paycheck is invested into your company 401(k) plan. While you will pay taxes on any withdrawals from a 401(k) once you’re retired, (and heavy penalties if you withdraw before the age of 59 ½) any contributions you make are pre-tax. Which means that your taxable income for that year is reduced, and you pay less income tax. Not bad.

Read the Full Post

Get Ready to DASH for the STASH!

You know that the Investor Protection Institute is always looking out for you—it’s what we do. And with our online resources, blog posts and twitter feeds, our goal is to educate you—the investor—no matter what stage of life, or investing, you are in. From experienced investors to newbies, we offer a range of information and education for every investor or investor-to-be. And now we are about to do you one better. It’s time for our fourth annual DASH for the STASH! DASH for the STASH is a multi-State and online investor education and protection program and poster contest that arms investors with the unbiased and non-commercial information they need to make crucial investing decisions. The 2017 DASH for the STASH program runs from April 1–October 31, 2017.

Read the Full Post

Boomer, Gen-Xer or Millennial – Saving for Retirement is Up to You

When it comes to saving and investing for retirement many of us have our head in the sand. With financial demands in the here and now competing for our hard earned dollars we feel as if there is nothing to spare to save for a future that seems, and sometimes is, decades away. Our list of financial obligations is endless - education for ourselves or our children, a home, a car, medical expenses for ourselves or our parents. And what about the niceties of life? Retirement becomes the last item on our to-do list. Something to be dealt with someday. But someday is going to arrive sooner than we think, and we all need to be planning for our long-term financial security.

Read the Full Post